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Thursday, March 04, 2010
 A role for agents in credit crisis
Part 2: 'Rebuilding Homeownership.' By ANDREA V. BRAMBILA The financial crisis has taken millions of Americans out of the housing market. Foreclosures, short sales, bankruptcies and the spiraling debt that accompanies a job-depleted economy have trashed that traditional predictor of risk -- the consumer credit score. Real estate professionals nationwide face the challenge of dealing with clients whose credit scores will be marred for years to come. For many of these "credit-challenged" consumers, the real estate agent is the first point of contact for their next attempt at grasping the American Dream of homeownership. More »
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NOTABLE QUOTE
"The FICO score is still an important component, but I wouldn't give it the same weight as before. When they are ready to re-enter (the housing market), they will have to meet certain hurdles, including having a down payment and demonstrating their ability to repay a loan. First a job, then the downpayment -- that is what will keep people out of the market." --Alan Riegler
OPINION
Real estate Darwinism
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More Opinion »
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