Property of the Day: 900 Rougemont Ave, Charlottesville Real Estate

Brand New HUD Foreclosure Listing to hit the market!!!

VIRGINIA REAL ESTATE SOLUTIONS (434) 220-7133 WWW.FORSALEINCHARLOTTESVILLE.COM

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MLS#: 494704p Stat: ACT Typ: DET ListPrice: $155,000 Addr: 900 ROUGEMONT AVE (Fin) (UnFin) Total (AG): 936 0 936 (BG): 811 125 936 Garage: 0 0 0 Totals: 1747 125 1872 SFSrc: TAXA VSH#: Area: 05 Charlottesville Subdiv: NONE CHARLOTTESVILLE (CITY OF), VA 22902 BedRms: 5 BathsF/H: 2/0 Acres: 0.14 PropNm: 5 BEDROOM HOME! YrBlt: 1959 Design: Ranch Style: 1 Story GarPrk: None DivRghts: N Tax/Yr: $1,988/2012 New?: N Deed Bk: Page#: Historic: N Parcel ID: 600296000 Basemnt: Y ElemSch: Clark Middle: Walker&Buford High: Charlottesville OthrSch: Legal: LOT 1 BK 82 BELMONT Zone: R-1S Dir: From Downtown: Avon St. to LEFT on Rockland, RIGHT on Green, LEFT on Rougemont. Home on RIGHT corner. DtMod: 12/30/2011

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Remarks: Awesome F-I-V-E bedroom & 2 bath home with finished basement in the heart of downtown Cville! 1st Level: 3 Bedrooms, living room, kitchen, & full bath. FIN BSMNT: Living room, 2 bedrooms, kitchen, full bath. Hardwood floors complimented by access to the huge rear deck. Level backyard & expansive for lounging and gardening. Walking distance to downtown and bus lines. A stones throw away from restaurants, theater, art galleries, and more.

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--Information deemed reliable but not guaranteed--Copyright: 2011 by the Charlottesville Area Association of REALTORS®
PLEASE VISIT US AT WWW.FORSALEINCHARLOTTESVILLE.COM OR CALL 434-220-7133
Prepared by ROB ALLEY of RE/MAX ASSURED PROPERTIES - GLENWOOD STN on 12/30/2011 3:50:17 PM
For More Information About this Property Click Here

Listing Courtesy of Montague Miller and Co.

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Property of the Day - 315 Eastbrook Dr Charlottesville Real Estate

315 EASTBROOK DR
CHARLOTTESVILLE, VA 22901

$235,000

3 beds/3 baths

 

For More Information Click Here

 

Listing courtesy of BHG REAL ESTATE III - WEST

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Do you qualify for a short sale?

DO YOU QUALIFY FOR A SHORT SALE?


■Are You Facing a Foreclosure?

■Have You Been Denied a Modification?

■Are You Upside Down On Your Loan?

■Do You Want to Minimize Damage to Your Credit?

■Do You Want to Postpone Foreclosure and Deficiency Judgments?

■Do You Want Solutions Towards a Fresh Start?

■Do You Want to Dispose Your Debt and Avoid Future Collections?

■Are Your Mortgage Payments Skyrocketing?

If you answered yes to any of these questions, then your best option is a short sale.

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Property of the Day - 1770 Golden Tree Place

1770 GOLDENTREE PL
CHARLOTTESVILLE, VA 22911

$237,800

3 beds/3 baths

 

For More Information Click Here

 

Listing courtesy of MONTAGUE, MILLER & CO. - WESTFIELD

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Short Sale Experts in Virginia - Virginia Real Estate Solutions

SHORT SALE EXPERTS: VIRGINIA REAL ESTATE SOLUTIONS

With over 35 years of experience, Virginia Real Estate Solutions has developed a system that helps homeowners dealing with distressed properties. Virginia Real Estate Solutions has developed long lasting relationships with lenders that allow you to take advantage to short sale your property quickly and remove bad mortgage debt. The strength of our experience and knowledge is invaluable to those looking for an alternative to foreclosure. Short sales are becoming the predominant exit strategy for most troubled homeowners.

Virginia Real Estate Solutions assists homeowners throughout the nation in negotiating down the loan balance of their home. We help create a win-win situation for all parties involved, while providing homeowners an option before their property is foreclosed on. The far-reaching network of property owners, buyers, mortgage companies, banks, and realtors is unparalleled to any other short sale company.

WHAT IS A REAL ESTATE SHORT SALE?

A short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In this case the lender agrees to take less than the amount owed on the debt, in return for the sale of the property to a third party, usually at no cost to the borrower. Virginia Real Estate Solutions helps conduct short sales at NO COST to the borrower.

DO YOU QUALIFY FOR A SHORT SALE?
•Are You Facing a Foreclosure?

•Have You Been Denied a Modification?

•Are You Upside Down On Your Loan?

•Do You Want to Minimize Damage to Your Credit?

•Do You Want to Postpone Foreclosure and Deficiency Judgments?

•Do You Want Solutions Towards a Fresh Start?

•Do You Want to Dispose Your Debt and Avoid Future Collections?

•Are Your Mortgage Payments Skyrocketing?

If you answered yes to any of these questions, then your best option is a short sale.

The market is flooded with over-mortgaged properties and insolvent homeowners. There are only two solutions to this: Short Sale and Foreclosure. Short Sale is the best option for all homeowners who are upside down, or are unable to make their payments. Once a short sale is successfully closed, you will be able to repair your credit in a short amount of time compared to the amount of time when facing a foreclosure on your record. We have specialists located in all areas throughout the nation, who can help assist you with your short sale today.



Virginia Real Estate Solutions:

•Helps minimize your debt obligations

•Protects further credit degradation

•Expedites the short sale process with fast results

•Presents a solution to the lender and negotiates favorable terms

CALL FOR A FREE CONSULTATION IN YOUR AREA: 434-220-7133

Rob Alley, Realtor at Remax Assured Properties
roballeyrealtor@gmail.com
http://www.charlottesvilleshortsale.com/
http://www.forestlakesliving.com/
http://www.forsaleincharlottesville.com/

Property of the Day: 2659 Barracks Rd

2659 BARRACKS RD (ALBEMARLE)
CHARLOTTESVILLE, VA 22901

$119,000

3 beds/2 baths

Listing courtesy of KELLER WILLIAMS REALTY

CLICK HERE FOR MORE INFORMATION

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Adjustable Rate Mortgages (ARM)

Should You Choose an ARM For Your Foreclosure Home Purchase?

If you qualify for the particular foreclosure home you wish to purchase with a fixed interest rate, then you should choose the fixed rate mortgage 99% of the time. In this article you will learn why the ARM can be such a bad idea and how you can overcome the anxiety of your decision based upon the facts. Because current interest rates are so low—and have been that way for some time now—making a choice with regard to an adjustable rate mortgage versus a fixed rate mortgage is not difficult.

The recent and continued mortgage crisis can be directly attributed to the sub-prime mortgage meltdown and do a great degree the adjustable mortgages that were the flavor of the day in the real estate industry.

“You may be apprehensive about mortgage payments now, but once you get that raise you will be fine” That line of garbage was the kiss of death to many homebuyers in the past several years and will crop up again as “There is a sucker born every day” and an opportunistic snake in the grass ready to take advantage of the uninitiated around every corner.

Some quick and easy rules to follow when buying foreclosures are:

Never use an ARM for qualifying reasons. Never buy more than you can pay with your current income and never eat more than you can lift.

Do not be misled by the erroneous loan programs that abound in the market today. CDA loans and Farmers home loans are among the many other loan programs that simply will not work when purchasing a foreclosure home. In general terms, these loans are not good for much and specifically regarding foreclosure homes they are actually bad. The single reason that these loans are such a bad idea is that they are not compatible with the foreclosure homes, that you are interested in buying.

It is true that CDA promises a lower interest rate, as does the Farmers home loan program. However, because the wait for the funds can be 90 to 120 days, no government agency is willing to wait that long to remove the foreclosure home from their foreclosure home inventory. Additionally, the money is not guaranteed to be there when you are finally ready to purchase your foreclosure home.

Rob Alley, Realtor at RE/MAX Assured Properties

434-220-7133
roballeyrealtor@gmail.com
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Titanium Solutions Helping Banks Help Homeowners - BU73S6C9QB7W

There is a company that has hired agents to meet with homeowners to get documents to their respective banks to continue with loan modifications to prevent foreclosure.  You can visit www.titaniumsolutions.com to learn more.

BU73S6C9QB7W

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Property of the Day: 160 Everett Lane

FORECLOSURE

160 EVERETT LN (LOUISA)

LOUISA, VA 23093

$89,900

• 1 bds
• 2 ba
• 576 sq ft
• Status: Active
• Listing #: 493655

Bank Foreclosure-3% closing costs & $1050 2 YR HOW paid for owner occupied financed primary homes that close on or before 3/15/12

Listing courtesy of BHG REAL ESTATE III - GLENMORE

CLICK HERE FOR MORE DETAILS

Rob Alley, Realtor at RE/MAX Assured Properties
434-220-7133
roballeyrealtor@gmail.com
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Forest Lakes Real Estate and Community Information